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Time to tax Elgin’s CO2 leakage
Each day, 400 tonnes of carbon dioxide (CO2) are escaping free to air from the Total Elgin gas leak in the North Sea. There’s no carbon tax to be paid on Total’s gas leak, no charge for adding to the UK’s carbon emissions, or reduction in the company’s overall “carbon allowance”. Total claims that the leakage rate is 200,000 cubic metres a day. A cubic meter of natural gas generates 1.9 kilos of carbon dioxide, so the daily rate is just under 400 tonnes CO2. Total is reported that it did not yet know the capacity of the leaking reservoir, but in a dream scenario it could simply run itself out. Just like leaving your engine running, then.
Consumers are already pay a price. DECC says production from Elgin and the connected Franklin site, which has also been shut, account for about 3% of the UKs gas supply. So far, the leakage has prompted a 1.5% rise in wholesale gas prices. Its the most serious incident in the North Sea since Piper Alpha. RMT offshore org
Tips For Getting Your Debt Management Plan Underway
Making a debt management plan is not that hard. Hard part is to stick to that plan and maintain the financial discipline throughout that period. You see, that most people who end up with debt problems and need debt management plan are the one who do not or cannot balance their expenses and earnings. That is why if you are in bad shape it is usually advisable to hire external help in maintaining that balance and to keep you in the white.
First, let us look at what is Debt Management Plan. You have an income that is insufficient to deal with your debts after you have paid off for all your necessities. Of course, some people make the mistake of borrowing some more to pay off the interest on their current debt. This is a big no in case you are wondering why after all your financial condition might improve in future. To begin with, your financial condition might or might not improve and if you could not pay the interest on the current loan how will you manage the extra payment.
How Young is Too Young to Teach Kids About Money?
Moms have been asking me this age-old question for years.
The short answer: Start when your child is old enough to say, “Gimme!”
The long answer: Research shows that kids as young as three years old can learn about money. If it’s hard to imagine your finger painting, peanut-butter eating little one calculating compound interest, fear not. Karen Holden, a professor at the University of Wisconsin-Madison, found that kids don’t need math skills to build good financial habits. They just need to understand basic, but critical, concepts like waiting, making choices and developing values.
In fact, this idea was a starting point for Sesame Street’s “For Me, for You, for Later,” a financial education initiative entirely for preschool-age kids and for which Karen and I were advisors. I even got to st
Consumers changing their spending habits.
According to a survey by insolvency trade body R3, over 80% of the British population have changed the way they spend their money over the last year.
More than half (51%) of the population arent buying as many non-essential items such as DVDs and clothes, while almost half (47%) said they are now shopping around before they buy something to make sure they get the best deal. Just over one fifth (22%) said they no longer purchase non-essentials from specialist retail chains they buy them in the supermarket instead.
The findings of the research revealed that women are leading the charge when it comes to cutting back on spending with more women switching to value or own-brand products (42%), compared with 32% of men.
Almost half (44%) of women have started using discount vouchers when they go shopping, with just 31% of men doing the same.
Meanwhile, nearly one quarter (23%) of women now set themselves a budget whilst just 15% of men do the same.
Frances Coulson, President of R3, said: It is encouraging to see that a considerable percentage of people are actively trying to lower their expenditure as this will help them to live within their means.
Roger Harris: Uncollected Internet Sales Tax Unfair
You may have noticed that the Internet is everywhere.
We bank, watch movies and read newspapers on the Web. We use smartphones to check stock prices and school schedules.
We can all agree that the Internet is not a fad.
We should also agree it’s now time for the Net to grow up. It’s time to end the free tax ride that online retailers enjoy.
Billions of dollars are at stake.
Support for a national solution to make it easier for states to require online retailers to collect sales taxes has grown in recent years. Unfortunately, it doesn’t look like Congress is inclined to tackle the issue anytime soon, judging from comments from some of Tennessee’s delegation.
U.S. Rep. John J. Duncan Jr., R-Knoxville, is “still studying the issue and wants to look into it further,” a spokesman said.
U.S. Sen. Bob Corker, R-Tenn., “is aware of the complex issues involved with state sales taxes and online commerce. He is current
Lenders continue to beef up introductory credit card offers
In the last several months, many consumers, including those who have tried to reduce debt due to past financial problems, may have found themselves receiving a larger number of credit card offers.
The nations top credit card issuers are now aggressively broadening their lending standards in an effort to expand their customer base, according to a report from TIME Moneyland. And one of the primary ways theyre doing so is not by targeting those with troubled credit histories, but rather sending extremely valuable introductory offers to consumers with the best credit scores. And in the last few months, as lender competition for these superprime borrowers has heated up considerably, the value of those initial offers has grown significantly.
Just last summer, top-notch borrowers could expect to get hundreds of dollars worth of bonus points, miles or cash back, just for signing up, and spending a certain amount in the first few months the account is open, the report said. Read full post…
Write Articles and make Fast Cash
One thing we always need in life is a way to make some quick cash. There are no sure fire schemes to do this but there are methods we can use if we have the skills. If you are a good writer for example have you ever considered writing articles for money?
There are plenty of freelance article writing websites online that offer jobs for people who can prove they can write proficiently well. Prove yourself and this will lead to you making some fast cash before you even realise it. If you have ever fancied yourself as a story writer or just enjoy writing as a hobby this could be a way for you to make money for yourself.
Writing articles like this are not only a way to make some fast cash but they are a way for you to improve your skills. The more articles you write the better you will become. The more exposure you get to the people requiring writers the more jobs you will be offered and in the end this will lead to more work and of course more cash.
In the end all it will take is a few articles and buyers will start to notice you. Read full post…